Eight New Jersey Towns Offer Retirees Affordable Housing Below State Median

Eight towns in New Jersey provide homes priced under the state's median of $564,000. Retirees searching for cheaper places to live might find what they need here. The Garden State doesn't tax Social Security benefits, military pensions, or survivor benefits.

Millville tops the list. Median home price? $250,000. Bridgeton comes next at $251,000. Both sit in Cumberland County within 50 miles of Philadelphia, and each has medical centers plus senior programs.

Bridgeton houses 28,000 people and boasts Cohanzick Park and Zoo, spreading across 1,100 acres. West Cumberland Senior Center welcomes residents 55 and up. Need a hospital? Inspira Medical Center Vineland sits 10 miles down the road.

Millville has 27,000 residents. It's 46 miles from Philadelphia and 130 miles from New York City. The Down Jersey Folklife Center and Museum of American Glass draw visitors year-round, while the Millville Regional Senior Center on Second Street runs programs for anyone 60 or older.

Pennsauken in Camden County sells homes at $282,000 and sits just 15 minutes from Philadelphia across the Delaware River. Cooper River Park stretches 350 acres with bike paths and walking tracks winding through. This town of 37,000 hosts Senior Citizens United Community Services meetings at the Pennsauken Library.

Mays Landing prices homes at $309,000. Atlantic City? Twenty-five minutes away. Lake Lenape Park covers 2,000 acres and grants boating access to anyone who wants it. Hamilton Township Senior Center serves local seniors, and Shore Medical Center in Somers Point is 15 miles out.

Phillipsburg in Warren County lists homes at $333,000 along the Delaware River. This town of 15,000 sits halfway between Philadelphia and New York City — 90 minutes to either one. Delaware River Railroad Excursions depart from Phillipsburg, and St. Luke's Hospital Warren Campus handles medical needs.

Collingswood sells homes at $436,000. Its 14,000 residents live six miles from Philadelphia. The Collingswood Book Festival happens each October, and the Farmers Market sets up shop Saturdays from May through Thanksgiving. Virtua Our Lady of Lourdes Hospital in Camden is two miles off.

Hainesport in Burlington County prices homes at $515,000 for 6,000 residents. Long Bridge Park covers 115 forested acres along Rancocas Creek. Seniors meet for Game Day on the second Thursday of each month and club meetings on the fourth Thursday.

Rahway in Union County sits 25 miles southwest of Manhattan with homes at $529,000 for 30,000 residents. Union County Performing Arts Center puts on concerts, films, dance performances, and theater productions. The Rahway Senior Citizens Center serves residents 60 and older, with Robert Wood Johnson University Hospital right in town.